Promo codes and deals for Wonga

A new customer of Wonga can avail up to £400 for 30 days. However, existing customers may be in a position to borrow up to £1,000. But, it depends on their current trust rating. Applying for a short-term loan on their online portal is fairly simple. The best part about Wonga is that they tell you all the costs upfront and it’s clearly displayed on their site. Hence, you know exactly how much you need to repay inclusive of interest and other fees.
Their interest rate is 1% per day, transmission fee is £5.50, extension fee is £10.00, and late payment fee is £30. So for instance, if you were to apply for a loan of £150 for 18 days, your interest would be £27.99. Your total repayment amount would be £183.49 on the due date. On the due date your debit card will be charged or your bank account will be debited at 5:00 am. You’ll get a chance to fund your account by 5:00 pm on the due date; however, on failing to do so, you’ll be charged late fees. So, be sure to fill up your account on time on the due date.

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To be eligible to take a loan from Wonga, you need to be a UK resident, be more than 18 years, own a mobile phone, and also hold a bank account along with a debit card. If you fulfill all these requirements, then you can apply for a loan at Wonga.
Wonga also gives you an option of extending your due date or letting you request an additional credit before you repay them. So, for example, if your original loan amount was £200 and you borrowed an additional £50, your total repayment amount will increase but you’ll need to repay the amount on the agreed due date. On the other hand, if you choose to extend the number of days you’ve borrowed for, then you’ll be liable to make a partial payment of a certain amount that will cover your fees and the interest that you’ve accrued until that point.
Applying for a loan at Wonga can be done from anywhere you’re. You can access their website from your PC, laptop, and through their Android and Apple app. This gives you the convenience of applying for a Wonga loan from wherever you are, and at anytime as they are open 24/7. Wonga is quite fast to send the money too. If your loan is approved, they’ll send you the cash within five minutes, which usually takes up to 15 minutes to reflect in an account. This also depends on the banks and the time they take to process cash transfers.

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